Bitcoin by wire for U.S. customers

Buy Bitcoin
with a wire transfer.

Buy Bitcoin with a domestic wire transfer from your U.S. bank account, with help from our team. We help you prepare the bank instructions and receiving-wallet details for your request. After funds arrive and review is complete, you approve the final price before we buy. Review purchase costs before sending. See the four steps to buy Bitcoin by wire.

Available to eligible U.S. customers, excluding Georgia, Nevada, New York and Washington. Account review and bank limits apply. Check eligibility and timing.

White-glove wire service

Help before
you send.

Ask us about your bank, purchase amount or receiving wallet. We can explain the required checks and the instructions for your request.

Talk with our team
Specialist support
You approve your price
Bitcoin to your own wallet
How it works

How to buy Bitcoin with a wire transfer.

Your bank wire funds the purchase. After receipt and review, you approve the final price before we buy and send Bitcoin to your confirmed wallet.

  1. Create your account and request

    Sign up or sign in, then enter the amount you plan to wire, your bank, planned send date and receiving Bitcoin wallet. Complete the identity and other checks requested for your account. Our team reviews your request before providing bank instructions.

  2. Send your bank wire

    Wait for the instructions for this purchase. Check the beneficiary, bank details and payment reference, then send the wire through your bank. Keep your bank receipt. Its send confirmation does not mean we have received the funds.

  3. Approve your final price

    After your funds arrive and the required review is complete, check the Bitcoin amount, service fee, any other costs and wallet destination. You approve the final price before we complete the purchase. The price is not locked when you send the wire.

  4. Receive your Bitcoin

    After your purchase is completed, we send Bitcoin to your confirmed wallet. Follow the delivery details in your account and keep the transaction record. Contact our team if you need help checking the status.

For account screens and the pre-wire checklist, read our step-by-step Bitcoin wire transfer guide. Before funding, review the wire purchase costs and calculator and bank-wire and Bitcoin delivery timing.

87-second walkthrough

Watch how a wire purchase works.

See each step, from your request and bank instructions to reviewing costs, approving your price and receiving Bitcoin.

Illustrated walkthrough with AI-generated narration and English captions. The $50 and $100 extra charges in the example are hypothetical. Read the transcript.

For larger Bitcoin purchases

Buy large amounts
of Bitcoin.

Planning to buy $50,000, $100,000 or another amount? Work directly with our team to prepare your bank wire and wallet details. Tell us whether your amount is the total you plan to send or a target after fees.

Use our wire purchase calculator to estimate the amount left for Bitcoin after costs. See the documented purchase milestones for one customer’s preparation, bank funding and Bitcoin-sent confirmation.

Illustration of a bank, an approval document and a Bitcoin wallet connected in sequence.
01 / FUNDYour bank wire02 / APPROVEYour final price03 / RECEIVEYour Bitcoin wallet
Payment method
Domestic U.S. dollar wire using the instructions approved for your purchase.
Purchase amount
No minimum or maximum purchase amount.
Processing time
Estimated processing time: 1–2 days. Your specialist can discuss the timing for your purchase.
Price confirmation
You approve your final quote after your funds arrive, before the purchase is executed.
Purchase costs
Review our service fees and calculator. Your bank’s outgoing wire charge is separate.
Wallet destination
Bitcoin delivered to your own confirmed wallet.

Ask our team before sending. Read how a bank wire becomes a Bitcoin wallet transfer.

Planning your amount? Read the $50,000 purchase guide or the $100,000 purchase guide. Contact our wire team before funding your request.

Talk with our wire team

White-glove support
for your Bitcoin purchase.

Work with our team on the details of your bank-wire Bitcoin purchase. We can explain the account steps, current funding instructions and final quote. You authorize your bank payment and approve the Bitcoin purchase. Bank processing follows your bank’s schedule.

Illustration of a navy telephone, open notebook and Bitcoin wallet on an ivory desk.
Prepare your bank wire

We explain the checks and bank instructions for your request. You confirm the account and wallet details, then authorize the wire with your bank.

Understand your final quote

After funds arrive and review is complete, we explain the quoted costs and Bitcoin amount. You decide whether to approve the final price before we buy.

Follow your Bitcoin delivery

We help you understand the purchase status and records for each stage. You check your confirmed receiving wallet and keep the purchase confirmation and transaction ID.

A callback doesn’t place an order. Read what white-glove Bitcoin purchase support includes, and review service fees and use the calculator before deciding.

“The lead agent, [Lisa] was extremely responsive.”
Patricia O. · Wire purchase review
Published September 1, 2026 on Trustpilot · Unprompted
Read Patricia’s full review

One customer’s experience. Timing and service details can vary.

Request a wire callback

Leave your number and a preferred time. Our support team will review your request and call you back.

Include your area code and country code.
Leave out bank details, passwords, verification codes and wallet recovery phrases.

Your preferred time is a request, not a confirmed appointment.

By submitting, you ask Crypto Dispensers to call you at the number provided about this request. Your details are sent to our support team through FormSubmit. Read our privacy policy.

Prefer to text? Text our wire team at 346-847-1862.

Getting started

Three things to have ready.

Your purchase amount, your bank account, and your Bitcoin wallet.

Your first Bitcoin wire purchase.

Create your account, complete identity verification, and enter your purchase details. Our team is available if you need help.

  • 01Your intended purchase amount
  • 02The bank account you will wire from
  • 03A Bitcoin wallet you control
Create account for wire
Your preparation checklist0 of 3 prepared

Use this checklist to prepare. Your selections stay on this page.

Know the cost before you approve

Bitcoin wire transfer fees.

Our wire service fee is 8% for every wire amount. The fee is deducted from your whole wire amount.

Confirm your rate and costs with our team before wiring.

Estimate your purchase cost

Starts with our video's $5,000 illustration: $50 processing, $100 delivery and no bank charge entered. These extra charges are sample amounts, not a fixed fee schedule. Replace them with your quote and bank's fee.

This estimate uses our flat 8% wire service fee. Presets change the wire amount only.

Enter only additional charges deducted from the wire. Do not repeat a fee or spread already included in the service fee, another field or the Bitcoin price.

Your bank's charge increases your cash outlay; it does not reduce the wire amount entered above.

Enter a price from your quote or a price you want to test. This tool does not fetch a live price or reserve a rate.

Based on the amounts entered

See where the dollars go.

USD available for Bitcoin$4,450.00

For BitcoinService feeOther deductions

Estimated Bitcoin
Add a Bitcoin price
Price you entered (per BTC)
Not entered
Wire amount
$5,000.00
Service fee (8%)
$400.00
Processing / other
$50.00
Delivery / network
$100.00
Separate bank charge
$0.00
Total entered charges
$550.00
Total cash outlay
$5,000.00

The BTC estimate uses the price and charges you enter, rounded down to eight decimal places. It is not an offer or a reserved rate. Review your final quote, including the Bitcoin amount, before you approve the purchase.

Create your account and complete the requested checks. Our team reviews your request before providing bank instructions. Creating an account does not send money.

Already registered? .

USD for Bitcoin = wire amount − service fee − additional processing and delivery charges. Cash outlay = wire amount + a bank charge paid separately. Estimated BTC = dollars available for Bitcoin ÷ the Bitcoin price you enter. Enter 0 only when a charge does not apply or is already included elsewhere. Verification, bank processing, compliance review and final price approval still apply.

Price and delivery

Approve the price before we buy.

See your final price and purchase costs before you approve the order.

Read fees and disclosures
01 /
Your price. Your approval.

The market can move while your wire is processing. You review and approve the final price after funds arrive, before execution.

02 /
Understand the full cost.

Use our published service fees and calculator to plan your amount. Review your bank’s separate charge and any other applicable costs alongside the final Bitcoin amount.

03 /
Plan your wire.

Estimated processing time is 1–2 days. Speak with your specialist about your bank’s cutoff and your planned send date.

Compare the total cost of two Bitcoin quotes, including separate bank charges and the final BTC delivered.

Your purchase records

Track your bank wire and Bitcoin delivery.

Keep your bank receipt, approved quote and delivery record. Sending dollars does not confirm our receipt or Bitcoin delivery.

Reviewed request and instructions

What to verifyYour intended amount, bank details, reference, and the current request

Keep for your recordsThe instructions and reference for your current purchase.

Bank transfer receipt

What to verifyThe amount sent, bank charge, date, and payment reference

Keep for your recordsYour bank’s confirmation that the wire was sent.

Final purchase approval

What to verifyTotal costs, quoted BTC amount, eligible destination, and any quote expiry

Keep for your recordsThe quote and Bitcoin amount you approved.

Delivery record

What to verifyTransaction ID if sent on-chain, address, and receiving-wallet status

Keep for your recordsYour Bitcoin transaction ID and destination wallet.

Before sending your wire

  • Use the bank instructions provided for your current purchase.
  • Cancellation after funds arrive: eligible returns can take up to 90 calendar days. Confirm return charges before funding.
  • Check your bank’s outgoing wire charge.

Use your secure account for documents and purchase details. Keep your wallet recovery phrase private.

Common questions

Bitcoin wire transfer questions.

Answers about amounts, pricing, timing, and delivery.

How can I get help, and which states are excluded?

Contact our team to discuss support for your purchase. Our wire service excludes Georgia, Nevada, New York and Washington. Bank cutoffs and banking holidays still affect funding, and account and purchase review are required.

Can I buy by wire without an exchange trading account?

Yes. We arrange the purchase and deliver Bitcoin to your confirmed wallet. You still need a Crypto Dispensers account and the required checks. Read buying Bitcoin without an exchange account to compare provider roles, custody and total cost.

Can U.S. customers use a joint, business or brokerage account?

Yes, subject to the required account checks and approved domestic USD wire instructions. Joint, business and brokerage accounts require review before funding. Our wire service excludes Georgia, Nevada, New York and Washington. Account eligibility and review still apply. Contact our team before sending money.

What is the minimum or maximum wire purchase?

We accept all wire purchase amounts, with no minimum or maximum. Your bank may set its own outgoing wire limit. Complete identity verification in your Crypto Dispensers account before purchasing.

What checks do I need to complete before sending a wire?

Follow the identity and account checks shown in your Crypto Dispensers account. Source-of-funds, wallet and video verification may be required for your request. Submit requested information through your secure account, and wait for the approved bank instructions before sending money. Our wire buying guide explains the request screens.

What fees will I pay?

Our service fee for a new wire purchase is 8% of the full wire amount at every purchase size and prior transaction volume. Your bank’s outgoing wire charge is separate, and other applicable quoted costs may apply. Review the fee explanation and calculator and expected costs before sending money. After funds arrive and review is complete, approve the final quote before we buy.

How long does it take to receive my Bitcoin?

Estimated processing time is 1–2 days. Your bank’s cutoff and processing schedule affect when funds arrive. Your specialist can discuss timing with you. See our wire timing guide for the full process.

When is my Bitcoin price confirmed?

Your final quote is presented after your funds arrive and your purchase is ready. You approve it before execution. The Bitcoin price is not locked when you start a request or send your wire.

Can I wire money directly to a Bitcoin wallet?

A bank wire sends dollars to the bank account in your approved purchase instructions, not to a Bitcoin address. After your funds arrive and review is complete, you approve the final price before we buy and send Bitcoin to your confirmed wallet. Check the wallet address and network before approval. Read how a bank wire becomes a Bitcoin wallet transfer.

What if I do not accept the final price?

If you cancel after we receive your wire, returning eligible funds can take up to 90 calendar days. Confirm any applicable return charges and your return deadline with our team before sending money. Contact us before approving the final Bitcoin price if you do not want to proceed.

What should I do if my wire is pending?

Check your bank’s status and your Crypto Dispensers request. Keep the send date, amount and payment reference. A bank send confirmation does not establish our receipt. Contact our team with your request reference and the status you see, and do not send a second wire to resolve an unmatched payment. See pending-wire and return support for the information to have ready.

Can I use instructions from a previous purchase?

Use the instructions provided for each new purchase. Contact our team if you need to confirm the bank details or payment reference.

Start your purchase

Start your wire purchase.
Our team can help.

Create your account and prepare your request. Wait for our review and the bank instructions for this purchase before sending money. Our team can help with the account steps and your receiving wallet.

Watch the guide

Watch the wire purchase tutorial.

Watch the process from your wire request and purchase-specific instructions to price approval and wallet delivery.

Illustrated tutorial with AI narration, English captions and chapters. Your current account and order determine available options and requirements.

Watch the wire tutorialOpens YouTube in a new tab
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