Wire fees and pricing

Understand the costsof your wire purchase.

Plan your wire purchase with our team, then review the service fee and other applicable costs before sending.

We can explain the purchase steps, the amount you plan to send and the costs shown in your quote. Contact our team if a charge or instruction is unclear.

This guide explains wire purchase costs. Review the final price, applicable charges and Bitcoin quantity before approving your purchase.

From your request to your quote

Check eligibility

Is the service available for your account?

Review the costs

Which charges apply to your purchase?

Read the quote

What will you pay and receive?

Illustration of the purchase process. Your account shows the current quote and requirements for your request.

Check the agreed rate before funding your wire.

Our standard starting service fee is 8% of the full amount sent. Rates may be reviewed individually as your transaction volume grows.

What to checkHow to use it
Rate assumptionA standard-rate estimate uses 8% at every amount. It does not establish an individually agreed offer.
A reviewed offerConfirm any lower rate for the actual request before funding. There is no automatic volume discount schedule.
Other costsKeep separate bank charges and other applicable quoted costs in the complete comparison.

Scroll the table to see both columns.

At the standard starting rate, a $100,000 wire has an $8,000 service fee and $92,000 remaining before other applicable costs. Keep the confirmed terms with your request. A previously agreed application quote retains its own terms.

Practical checks added November 2, 2026. Our current wire purchase process · Our fees and disclosures.

Start with the basics

How the starting wire
fee is calculated.

Our standard starting wire service fee is 8% of the full amount you send. Rates can be reviewed as your transaction volume grows and may be lowered individually. Confirm the rate for your request before funding. The fee is deducted from the full wire amount. Your bank may charge separately, and other applicable costs are shown in your quote.

Choose your wire amount.

Choose the amount around your purchase and budget. Standard-rate examples use 8% for smaller and larger amounts. They do not establish an individually reviewed offer. Other payment methods have their own pricing.

Check the service fee.

Multiply the amount sent by 8% to estimate the service fee. For example, a $100,000 wire has an $8,000 service fee, leaving $92,000 before other applicable deductions.

Read the next quote.

Review the final price, all applicable charges and the Bitcoin quantity for your purchase. A fee estimate does not lock the Bitcoin price or establish delivery timing.

Where to find your current price

Compare the costs in your current quote.

Use the wire service fee to plan your budget, then review your current account quote. Compare the same payment method and purchase amount when considering options.

  1. Confirm the service and amount.

    Know whether you are adding dollars, purchasing crypto or requesting an external transfer. These are different steps and may have different costs.

  2. Read the full quote.

    Check the amount paid, crypto received, exchange price and disclosed charges. Ask about costs charged separately by a provider, bank or network.

  3. Check again before confirming.

    The Bitcoin price and service availability can change. Review the quote for your current request before approving the purchase.

A quote reading guide

What your quote should show

No sample prices. Your account provides the actual figures.

Payment method
The payment method you selected
Amount paid
Your total outlay
Crypto received
The quoted asset amount
Pricing and costs
Rate, spread and disclosed fees
Wire service fee
8% of the full wire amount
Before confirmation
Review the final quote
Use this checklist to prepare questions about the current quote and purchase terms.

Separate costs

Check your bank charge
and other quoted costs.

Your bank may charge for sending a wire. Check whether that charge is paid separately or deducted before the wire reaches us, then confirm the amount actually sent.

A bank charge paid separately.

A separate bank charge adds to your cash outlay. For example, a $100,000 wire plus a $25 bank charge costs $100,025 in total. Our service fee on the $100,000 wire is $8,000.

Other applicable costs.

Review any other processing, delivery or network costs in your quote. Check what is already included so you do not count the same charge twice.

Sending more money or completing more transactions does not reduce the 8% wire service rate. Choose an amount that fits your intended purchase.

Keep the full transaction in view

Review the costs
and the purchase steps.

Understand what you are paying for and what happens next. Pricing, availability, settlement and delivery can differ by service and provider.

Providers may add costs.

Our wire team can help with a Bitcoin purchase of any amount. There is no minimum or maximum. Purchases usually process within 1–2 days, though verification and compliance reviews can take longer. In-store cash deposits have ended. If you need help with an earlier cash payment, keep your receipt and contact us.

Review remains important.

The flat service rate does not guarantee transaction approval or delivery time. Verification, manual review, settlement and network conditions may still affect the transaction.

Straight answers

A clearer view
of wire purchase costs.

These answers explain the wire service fee and the other costs to check in your current quote.

What is the wire service fee?

The service fee is 8% of the full wire amount, deducted from the amount sent. The same percentage applies to every wire amount.

Does 8% apply to every payment method?

No. The 8% rate described here is our wire service fee. Review the separate pricing for ACH, cards, swaps, sales or other services in the applicable quote.

Card fee guide for Bitcoin purchases: about 2.4%–4.3% for $100 or more and 5.7%–13.0% below $100. This covers debit and credit cards.

ACH fee guide: about 0.11%–1.01%.

The exact purchase fee is shown before you pay. Review the total charge and Bitcoin amount. Bank or card-issuer charges may apply separately. Read fees and disclosures.

Do larger wires receive a lower rate?

The standard starting wire service fee is 8% at every amount. Your rate may be lowered after individual review as transaction volume grows. A $100,000 wire has an $8,000 service fee before any other applicable costs.

Does my purchase history lower the wire fee?

Our standard starting wire service fee is 8%. We can review your rate as transaction volume grows and may lower it individually. Review the fee shown for your current request before proceeding.

When do I approve the Bitcoin price?

After funds arrive and required review is complete, you review and approve the final Bitcoin price before we complete the purchase. Sending a wire does not lock the Bitcoin price.

Does the service fee cover every cost?

Your bank may charge separately, and other quoted costs may apply. Review the full quote. The service fee does not remove Bitcoin price risk, guarantee approval or promise delivery at a particular time. Review the fees and disclosures guide.

Questions about your account

Ask us about
your wire fee or quote.

If a fee or quote does not look right, contact official support. Tell us the payment method, intended wire amount and status you see so we can help with the right step.

Share account details only through a verified support channel. Never send a password, login code, private key or recovery phrase.

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