How money moves

Every route has a different flow.

Cash loading, cards, ACH, wire, selling, and swapping do not move the same way. Choose the route you plan to use, then see who handles each step and what has to happen before the next one begins.

Compare purchase routes See the responsibility matrix

Retail cashLoad USD first, then choose a purchase

Bank routesAuthorization and settlement come first

Transaction statusWe name only the state the record supports

Retail cash

At a retailer, you load dollars first.

The cashier accepts a cash load tied to your barcode. After it posts to your Crypto Dispensers USD balance, you decide whether to buy Bitcoin. The retailer is not selling you Bitcoin.

Editorial illustration of a retail cash route leading to a separate Bitcoin purchase — Retail cash and the later Bitcoin purchase are two separate actions.

01Create the barcodeOpen the cash-loading route in your account.

02Visit a retailerShow the correct barcode and provide cash.

03Load the cashThe retail transaction is processed under its limits and checks.

04See the USD balanceWait for the load to appear in your account.

05Choose whether to buyReview and authorize a separate Bitcoin purchase.

Card and bank routes

Card, ACH, and wire each begin differently.

The screens may look familiar, but the payment rails are not. Each route has its own authorization, timing, and review before any Bitcoin can be sent.

Debit card

Review the quoted purchase, card authorization, fees, and wallet before you confirm.

Credit card

Card availability and issuer approval are separate from Crypto Dispensers account approval.

Bank ACH

Authorize the bank-funded purchase, then allow the required clearing and review to finish.

Wire transfer

Send funds only after you receive approved instructions for that specific request.

Buy, sell, and swap

The action you choose changes the destination.

Buying sends supported crypto to a confirmed wallet. Selling moves supported crypto toward a USD outcome. Swapping exchanges one supported asset for another.

Editorial ribbon moving through distinct buy, sell, and swap paths

BuyYou authorize a purchase and confirm where the supported crypto should be delivered.

SellYou send supported crypto through the stated route and review the USD destination.

SwapYou review the pair, quote, and destination before exchanging one supported asset for another.

Who handles each step

A clear route tells you who is responsible next.

Crypto Dispensers presents the account journey. A bank, processor, or retailer may handle a route-specific service. You choose the action, provide accurate information, and confirm the destination.

Step	Crypto Dispensers	Bank, processor, or retailer	You
Choose a route	Shows the available account path and next step.	Provides the applicable payment or cash-loading service.	Selects the intended action.
Verify information	Coordinates the account review.	May perform route-specific checks.	Provides accurate information.
Authorize payment	Presents the route and transaction details.	Processes the applicable payment service.	Reviews and authorizes.
Confirm destination	Shows the wallet or USD destination step.	Supports execution under the selected route.	Checks the address, account, and network.

Transaction status

Track the transaction by what has actually happened.

Starting a transaction, receiving funds, delivering Bitcoin, earning revenue, and settling with a provider are different events. We use the status supported by the applicable record.

01StartedYou selected a route and submitted details.

02AcknowledgedThe applicable system recorded the request.

03Funds confirmedThe authoritative route record shows receipt.

04Under reviewA required check is still open.

05DeliveredThe record confirms the supported asset reached the approved wallet.

06SettledThe applicable provider settlement is complete.