Investor & financial overview

A crypto infrastructure company
built on regulated financial rails.

Crypto Dispensers operates a multi-rail cryptocurrency platform powered by direct API integrations with regulated banks, publicly traded financial institutions, licensed payment providers, and established fintech and exchange partners. These integrations enable users to fund accounts across cash, cards, ACH, and bank wires through a unified system.

Founded in 2017, the business began as a physical Bitcoin ATM operator and evolved over nine years into a software-driven online cryptocurrency platform. The result is an infrastructure layer users trust to buy Bitcoin through compliant workflows, controlled execution, and production-grade financial systems.

Platform architecture

A crypto platform built on regulated API integrations

Crypto Dispensers is not a single on-ramp. It is an orchestration layer that connects regulated banking, payments, and crypto liquidity providers through direct API integrations. Each integration powers a distinct revenue stream.

Green Dot Bank eCash API

In-store cash deposits

Direct API integration with Green Dot Bank’s retail cash network. Powers barcode-based cash deposits at checkout inside major retailers. This is the flagship infrastructure the platform is built on.

  • Coverage12,000+ retail locations
  • Conversion11% USD β†’ BTC
  • Platform cost$0 API fee
Cash rail Bank partner Core engine

Paybis API

Debit, credit, and ACH

API integration powering debit cards, credit cards, and ACH bank transfers. ACH uses Plaid login for bank authentication and settles before release. Supports multiple cryptocurrencies beyond Bitcoin.

  • Partner fee3.99%
  • Platform fee+1%
  • ACH timing1–3 business days
Cards ACH Multi-asset

Transak API

Automated wires & cards

API integration enabling automated wire transfers and card purchases. Users can fund balances up to $9,999 automatically. Higher amounts route into OTC execution.

  • Wire fee11%
  • AutomationDirect balance funding
  • ScopeGlobal coverage
Automated wires Global High value

Cybrid API

Automated wire funding

Full API integration for wire-based balance funding without widgets. Enabled automated wire deposits directly into user accounts. Operated as a parallel high-value funding rail.

  • Wire fee11%
  • Monthly cost$3,500 platform fee
  • ExecutionFully automated
API-native Balance funding High ticket

Paysafe API

International cash on-ramps

Planned API integration for international cash-to-crypto funding. Expands the retail cash model into Latin America and other regions.

  • RegionLatAM expansion
  • RailCash-based
  • RatesTBD
International Cash access 2026 roadmap

Changelly API

Crypto-to-crypto swaps

Planned integration enabling non-custodial crypto swaps. Adds utility beyond on-ramps and increases lifetime user value.

  • FunctionAsset swaps
  • CustodyNon-custodial
  • RatesTBD
Utility layer ARPU expansion 2026 roadmap
Performance by rail In-store cash deposits Green Dot Bank eCash API

In-store cash deposits at scale

A compliant cash-to-Bitcoin rail built on regulated U.S. banking infrastructure. Customers deposit physical cash at retail checkout, funds are credited within minutes, and Bitcoin is purchased from the account. Cash is final, highly accessible, and does not rely on card approvals or ACH settlement windows.

Scale
$3,155,013
2025 deposit volume
Cash funded at retail checkout
497
Unique depositing users
Users funding by cash in 2025
9,386
Successful deposits
Completed cash loads in 2025
$336
Average deposit size
Mean deposit amount
$6,916,196
Total since inception
All-time cumulative volume
45.6%
Share of lifetime volume
Generated in 2025
Behavior
$400
Median deposit size
Typical user deposit
81.5%
Repeat depositor rate
2 or more deposits
8.67%
Blended fee rate
6% test and 11% standard
$273,669
Estimated fee revenue
2025 modeled revenue
42.2%
Max-size deposit share
High-intent usage
314
Users at max size
Unique high-intent users
2025 monthly deposit volume
USD volume credited to user balances each month
Monthly
Monthly volume increased as compliance workflows and outbound communication systems matured. Execution reliability, not demand, was the primary scaling constraint early in the year.
Annual deposit volume since inception
Cumulative scale of the in-store cash deposit rail
Since inception
Despite recurring banking and liquidity constraints that periodically limited throughput, this rail scaled multiple since 2020. Growth was driven by retail footprint expansion and repeat user behavior.
Performance by rail Wire transfers White Glove service

High-value wire transfers at institutional scale

The White Glove wire rail supports high-ticket Bitcoin purchases funded via domestic and international bank wires. This rail is optimized for large transactions, high-intent users, and institutional or HNW buyers who require guided execution and settlement certainty.

Scale
$7.16M
2025 wire volume
Total Bitcoin purchases funded by wire
~200
Estimated wire users
Based on observed wire size averages
$35k
Estimated average wire
Conservative blended ticket size
$650k
Avg monthly volume
Across active months in 2025
$2.14M
Peak month volume
May 2025
High
User intent profile
Institutional and HNW buyers
2025 performance Core revenue rails

Gross fee profit before operating overhead

The figures below combine the two highest-conviction funding rails in the platform: in-store cash deposits and White Glove wire transfers. Gross profit is calculated using a conservative blended fee assumption of 11 percent on completed volume.

Volume
$3.16M
In-store cash deposits
2025 completed volume
$7.16M
Wire transfer volume
White Glove rail in 2025
$10.31M
Total funded volume
Cash and wire combined
Gross fee profit
11%
Blended fee assumption
Conservative platform-wide rate
$1.13M
Estimated gross profit
Before payroll and overhead
$94k
Avg monthly gross profit
Run-rate equivalent
Gross profit reflects platform fees only and excludes payment partner costs, compliance tooling, payroll, infrastructure, and customer acquisition spend.
Operating model

Monthly operating overhead

The following reflects the recurring monthly costs required to operate Crypto Dispensers as a live, regulated financial platform. Expenses are intentionally concentrated around compliance, engineering, customer support, and distribution rather than headcount or physical infrastructure.

Core payroll
Fixed
Firas Isa Β· Chief Executive Officer $7,500
Sabreen Rihan Β· Chief Compliance Officer $7,500
Software engineering $8,000
Bookkeeping $2,000
Customer support $2,000
Social media management $2,000
Paid ads management $800
Total payroll $31,800 / month
Software and infrastructure
Recurring
DigitalOcean$759
Cybrid API$3,500
Vaultody$700
Zendesk$553
Webflow$200
GitHub$50
Dropbox$120
Notion$67
Slack$65
MeetGeek$39
QuickBooks$265
Software subtotal $6,318 / month
Compliance, growth, and services
Variable
Onfido KYC$2,000–$3,000
Trustpilot$700
Google Ads spend$5,000
SEMrush$1,000
Twilio$200
Alliance Virtual Offices$250
Services subtotal $9,150–$10,150 / month
Estimated monthly operating burn $47,000–$48,000
Overhead is intentionally lean relative to transaction volume. The majority of spend supports compliance, reliability, and revenue generation.
2025 operating snapshot

Rail-based profit and loss

Summary of realized fee revenue and operating costs across in-store cash deposits and wire transfers. Figures reflect completed transactions and actual operating expenses.

Gross fee revenue by rail
In-store cash deposits
$3.16M
Funded volume Β· 8.67% blended fee
$273,669 fee revenue
White Glove wire transfers
$7.16M
Funded volume Β· 11% standard fee
$787,600 fee revenue
Total gross fee revenue
$1.06M
Cash + wire rails combined
Annual operating costs
Core payroll
$381,600
Executive, compliance, engineering, operations
Software and infrastructure
$75,816
Banking APIs, cloud, tooling, support systems
Compliance, growth, and services
$110K–$122K
KYC, ads, communications, reviews, offices
Total operating overhead
$567K–$579K
Annual recurring cost to operate platform
Operating income before reinvestment
$482K–$494K
Gross fee revenue less payroll, infrastructure, and services
Fees reflect platform revenue only. Retail load fees, banking costs, and compliance charges paid directly by users or partners are excluded. No balance sheet exposure. No custody float.

Acquire a live multi-rail crypto platform

Crypto Dispensers operates production payment rails across in-store cash, bank wires, cards, and account-to-account transfers. Each rail required direct banking approvals, compliance audits, partner integrations, and years of operating through real volume and real failure modes. The system is live, regulated, and scaling toward nine-figure gross volume.

Live rails. Auditable history. Difficult to replicate.