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Buy Stellar (XLM) with Apple Pay
Use Apple Pay to check a XLM purchase on Stellar. Check the card presented in Apple Wallet and the receiving crypto details before approving the Apple Pay payment.
How do I buy XLM with Apple Pay?
Use the Apple Pay option returned by the provider on a compatible device. Confirm the funding card in the payment sheet and complete any approval requested by the card issuer.
- In your Crypto Dispensers account, select Stellar (XLM) and confirm Stellar as the receiving network.
- Enter your amount and actual state. Choose Apple Pay only if the provider returns it for those details.
- Review the complete Apple Pay charge, estimated XLM received and receiving wallet before authorizing payment.
What will I receive?
XLM, or lumens, is Stellar’s native asset used for account reserves and transaction fees. Issued assets such as Stellar USDC are separate balances.
| Asset | Stellar (XLM) |
|---|---|
| Receiving network | Stellar |
| Entry to select in your account | Stellar (XLM) |
| Additional receiving field | Memo when required by your receiving platform |
Resolve this wallet detail before the Apple Pay approval
Use an XLM receiving selection and keep any required memo with the address. For issued assets, separately check the issuer and any trustline requirement at the receiving wallet.
Apple Pay authorizes a payment using the selected funding source. Your crypto receiving address is entered separately in the purchase flow; your Apple Wallet card is not that address.
Which wallet and network should I use?
Keep any hosted-platform memo with the Stellar receiving address. For an issued asset such as USDC, confirm the correct issuer and whether the receiving account needs a trustline.
Stellar accounts use XLM for fees and reserve requirements. The total asset balance and spendable balance can differ when reserves or receiving conditions apply.
The catalog lists an additional Memo field. If your receiving platform supplies one, copy it with the address and confirm the provider’s requirement. Do not guess a value or replace it with a private key.
How much will the purchase cost?
Compare the same total US dollar spend across current offers and use the estimated XLM delivered to your wallet as the comparison. Check provider fees, the exchange rate and any separate funding-source charge. A network fee may already be included in the quote; read the breakdown before adding it again.
Why might Apple Pay be missing?
Check your device, available funding card and current provider offer. Do not switch devices or pay again until you know whether the first payment was accepted.
The Apple Pay option appeared in a read-only MoonPay check for Stellar (XLM) in Illinois on November 12, 2026. That check used a $1,000 purchase amount. Your state, amount, account and current provider quote determine your actual options.
US account and provider checks apply. New purchases are unavailable in Georgia, Nevada and Washington State. New York requires an eligible Changelly offer for the exact purchase.
Check US state eligibility · Ask our team about your purchase
How do I check delivery?
After approval, use the provider’s order status to check delivery. A successful payment-sheet confirmation and a credited crypto balance are different records.
What if the payment is pending?
Keep the provider order reference, Apple Pay payment confirmation and receiving-network details. Check the existing order before attempting another payment. If the wallet is missing a balance, compare its selected network with Stellar and ask for help through the provider’s verified support channel.
Related buying guides
- Explore the crypto and network directory
- All XLM buying options
- XLM with Visa or Mastercard
- XLM with ACH bank transfer
Choose another asset or network only if it matches the purchase you intend to make.
Sources and review
Reviewed by the Crypto Dispensers team on November 12, 2026. Project references explain asset and network behavior; they do not establish buying eligibility through your account.